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8 Ways to Save Money on Auto Insurance

Updated: May 9, 2023

Auto insurance is necessary for many people, but that doesn't mean it has to break the bank. With so many insurance companies and policies, knowing where to start when trying to save money can be overwhelming. That's why we've put together this list of eight ways to save money on auto insurance.


Car owner receiving new keys to their car.

Let's dive in and see how you can keep more money in your pocket while protecting yourself and your vehicle on the road. Here are eight ways you can save money on auto insurance:

  1. Shop around: See which companies offer you the best rate, and get quotes from multiple insurance companies. Shop at least three companies.

  2. Consider raising your deductible: You'll pay more out of pocket if you need to file a claim; however, it can lower your premium.

  3. Look into discounts: Many insurance companies offer discounts for things like having a good driving record, being a good student, or being a member of specific organizations.

  4. Bundle your policies: If you have more than one type of insurance (e.g., home, auto, life), consider bundling them together with the same insurer.

  5. Drive safely: A good driving record can help lower your premiums. Avoid speeding tickets, traffic violations, and accidents to keep your rates low.

  6. Choose a car with good safety ratings: Insuring a car with good safety ratings can help lower your premiums.

  7. Only pay for what you need: Don't pay for coverage you don't need. For example, you may not need collision coverage if you have an older car.

  8. Review your coverage periodically: As your life changes, your insurance needs may also change. Review your coverage regularly to ensure you have the right amount of protection at the right price.

Whether you're a first-time car owner or a seasoned driver, there's always room to save on auto insurance.


From shopping around and considering discounts to driving safely and reviewing your coverage periodically, these tips can help you find the right coverage at the right price.


Q) Have a tip? Share it in the comments.

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